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Got around £300,000 in your pension? Here are the actual options you have at retirement. Most people think pensions are a one-track road… but the truth is you’ve got flexibility: 🔹 Take 25% tax-free and use drawdown 🔹 Buy a guaranteed income 🔹 Mix the two 🔹 Take smaller lump sums 🔹 Or phase your retirement altogether The right choice depends on your lifestyle, not just the size of the pot. That’s why proper planning matters so much — it shows you what’s actually possible, not just what’s al
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