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Next time you remortgage, don't just default to your current term. 🛑 Reducing your mortgage term by just one year could have a massive impact on your future finances. The breakdown: Example: A £200,000 mortgage at 5% interest. The Switch: Moving from a 25-year term to 24 years. The Cost: An extra £48 per month. The Win: You clear your debt a year early and save £7,400 in interest! This is an excerpt from the weekly Money to the Masses podcast (episode 535) where we teach all things money relate
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TikTokmoneytothemasses
Haydn Warwick | Home Buyer Helper 🏡 on Instagram: "Let’s Talk “Remortgage 2025..” 🏡 I know it’s coming up for a lot of people. This is a quick tip which could save you ALOT of money. When you apply for a mortgage your interest rate is slightly higher the higher your Loan To Value is (or LTV) (For context LTV is the amount you are looking to borrow.. example - You buy a £100,000 property and have a £20,000 deposit… you are borrowing £80,000 - this mean your Loan to value is 80%… because £80,000
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