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SHOULD YOU USE A FINANCIAL PLANNER? So what does that mean, and how do you find the right one?First, you should ask how they get paid — there are three basic ways— a flat rate.... a percentage of the portfolio’s value... or a commission per transaction. Secondly, CBS’ Jill Schelsinger says ask if they are a fiduciary.She says: “Fiduciary means that the professional has to put you and your interests above her interests or her firm’s interests. If I’m a fiduciary, I have to tell you the cheapest,
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