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Making a budget for each month (before the month begins) and sticking to it will make you feel like you got a raise! Here’s how to create a simple budget each month 👇 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you’ll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to make sure you stick to your plan. | Dave Ramsey
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The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey
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There’s nothing wrong with spending money on things you enjoy—just make sure you’ve planned for it! That plan is called a budget. And if you’re married, sit down and budget your money together every month, before the month begins. You’re a team, so act like one! | Dave Ramsey
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