Simplified Employee Pension (SEP) IRA: What It Is, How It Works
Simplified Employee Pension (SEP) IRA: What It Is, How It Works
May 1, 2025
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What’s a SEP IRA and why should you care? A SEP IRA is one of the most powerful retirement accounts out there, especially for self-employed individuals. ✅ Fully tax-deductible contributions ✅ Ability to invest in stocks, index funds, and build long-term wealth ✅ Contribution limits as high as $60,000 per year Here’s the kicker: If you contribute $60K and you’re in a 30% tax bracket, that’s about $20K in actual tax savings. 🚀 That means you’re lowering your tax bill AND building wealth at the sa
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