Record household debt shows consumers are still heavy credit users. But prime borrowers continue to manage debt well.

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and ...

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

Mike Randall is a former contributing writer for CardRates.com. He is an expert in credit and personal finance, having written on those topics in national publications for over a decade. During his ...

Anna Baluch is a finance writer who enjoys writing about personal money management topics, including credit and lending, mortgages, retirement, insurance, and investing. Her work has been published on ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Matt Walker is a contributing writer and editor for CardRates.com. A published author, Matt has more than 15 years of experience and more than 200 finance articles to his name. Matt’s straightforward ...

Matt Walker is a contributing writer and editor for CardRates.com. A published author, Matt has more than 15 years of experience and more than 200 finance articles to his name. Matt’s straightforward ...