Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Debt cancellation can erase what you owe under certain circumstances, but it's not always as simple as it sounds.

My son’s credit-card company will write off $10K on a $25K debt. Should he accept or declare bankruptcy? T wenty years ago, ...

Rising auto, credit card, and student loan delinquencies signal growing financial strain among U.S. households• Younger and ...

Financial infidelity might sound like a problem reserved for long-term relationships, but the truth is it can happen at any ...

Credit card debt can make you feel stressed, ashamed and lonely. But there are proven strategies to free yourself from this ...

Splitting debt across multiple balance transfer cards rarely helps and often adds risk. Here's why one solid balance transfer ...

Get a handle on your credit card debt. Sign up for Life Kit's month-long email series and get expert strategies to save money ...

Americans of all ages carry credit card debt, but some generations shoulder heavier balances than others. See how much people ...

Top balance transfer cards now offer long 0% intro APR periods and no annual fees -- compare options and start paying down ...

Splitero reports on strategies for managing post-holiday debt, comparing home equity and credit card options to reduce ...