When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

If you have a Roth IRA, understanding the Roth IRA 5-year rule is critical to avoiding taxes and penalties when you eventually withdraw your money. Simply put, this IRS rule sets the timing for when ...

Lawmakers are weighing a Roth IRA rollover proposal that could quietly rewrite the rules of how Americans build and manage ...

A 42-year-old Redditor is trying to decide whether to redirect some 401(k) contributions to a Roth IRA. The poster isn’t sure if making the switch will benefit him since he has been investing in his ...

A traditional IRA provides up-front tax breaks that make investing easier. A Roth IRA offers tax savings in retirement and can help you avoid taxes on Social Security. The right account for you will ...

While you can postpone taxes, you can’t avoid them altogether. Just work to pay them when they will cost the least. Making the most fiscally-effective IRA decision will require at least a little bit ...

Getting the right tax advice and tips is vital in the complex tax world we live in. The Kiplinger Tax Letter helps you stay right on the money with the latest news and forecasts, with insight from our ...

The backdoor Roth IRA is typically touted as a workaround for the wealthy to boost the amount of retirement income they can withdraw tax-free. But there’s upside for heirs who inherit the retirement ...

One of the most important things you can do for your retirement is save consistently for it. You should expect to need money on top of what Social Security pays you. And the larger a nest egg you ...