12 states with the lowest average retirement savings — is yours one of them?

Think you're saving enough for retirement? Your answer might depend on where you live. See which 12 states have the lowest ...
Federal News Network

When paychecks stop and tax season looms, what moves should federal employees make?

"The best way that you can give philanthropically or to any charity is if it benefits both them and you," said Thiago Glieger ...
24/7 Wall St. on MSN

A Roth IRA Conversion Sounds Smart, but Is It Right for Your 401(k)?

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...
Young and the Invested on MSN

7 Roth IRA Conversion Mistakes to Avoid (Young and the Invested)

The IRS is pretty much always in the rear-view. When you contribute money, that money has already been taxed. So your money ...
Soy Nómada on MSN

Why Now Is the Best Time to Consider a Roth Conversion

With tax rates still low and retirement planning shifting rapidly, financial experts say converting to a Roth IRA now could ...
Investopedia

How To Make an IRA Contribution as a Gift

Make a big impact on retirement savings with a gift contribution to an IRA Nathan Reiff has been writing expert articles and news about financial topics such as investing and trading, cryptocurrency, ...
NerdWallet

Best Roth IRA Investments

Picking investments for a Roth IRA requires looking at several factors. Here’s why certain types of REITs and mutual funds may help a Roth account. Many, or all, of the products featured on this page ...
Kiplinger

Parents and Caregivers: Don't Miss Your Roth Conversion Window

Taking time out of the workforce to have a child or care for an aging parent often means your taxable income drops. That "downtime" can be a smart window to convert part of a pre-tax IRA to a Roth IRA ...
NerdWallet

Roth 401(k) vs. Roth IRA: Key Differences

Both accounts offer similar tax advantages, but there are key differences, especially when it comes to withdrawals before retirement. Many, or all, of the products featured on this page are from our ...
JD Supra

New York Mandatory Employee Retirement Program to be Implemented After Years of Delays

After considerable delay, employer registration for the New York State Secure Choice Savings Program (“New York Secure Choice” or “the Program”) is now open. New York Secure Choice—which was ...
CNBC

Need to move a retirement account from a former employer? Here's how a rollover IRA works

When you leave a job, the retirement savings in your 401(k) or 403(b) don't have to stay behind. You generally have three options: leave the money in your old plan, cash it out or roll it over into a ...
CNBC

Here's the average 401(k) balance by age

When it comes to our retirement nest egg, we can't help but wonder where we stand compared to our cohorts. Vanguard's How America Saves report reveals that, in 2024, 401(k) savings rates were at ...