Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their own goals, risks, ...

Using your retirement corpus to fast-track your home purchase or close a loan can make sense in some cases – but only if you ...

Longevity is no longer an outlier, it is a planning baseline. If you are in reasonably good health today, there is a real ...

For most people, reaching millionaire status takes steady 401(k) contributions and compound growth. Can most millennials get there, or is the seven-figure club out of reach?

Breaking Down the Mathematics Behind the Rule The thousand-dollar rule assumes a 5% annual withdrawal rate, requiring ...

The 4% rule has long had both fans and critics. In fact, its originator agrees with critics who say 4% doesn't work for everyone. Bengen says, "I think the term 'rule' is something that's ...

The IRS recently announced new contribution limits for retirement accounts that will allow people to save more money tax-free in 2026. The higher caps will further boost the nearly $50 trillion ...

The end of the year marks your final opportunity to make several key 401 (k) moves for 2025. It's also a great time to review ...

Time flies — and never so quickly as we approach the annual deadline for taking required minimum distributions from ...

A guide to what you qualify for under EPS 1995, how your monthly pension is calculated, and the small rules that change the ...

While some Kenyans are saving on the fund voluntarily, others have been withdrawing the 30 percent portion of deductions from ...

Learn about 5 hidden Social Security traps that could shrink your 2026 check and how to avoid income, tax, or filing mistakes ...