One of the top debt-settlement companies in the U.S., Accredited Debt Relief claims it can cut clients' payments and get them debt-free in as little as two years. It's helped more than 300,000 clients ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Lea Uradu, J.D., is a Maryland state ...