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Jack Mintz is the President’s Fellow of the School of Public Policy at the University of Calgary. This is a condensed version of his Princeton Developments Ltd. Distinguished Lecture at the Alberta ...

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In Money today: the most complained-about mobile, broadband and pay-TV companies; our latest mortgage guide; and the secret refund you can get on plane tickets worth up to £202; the average cost ...

And for those earning more than £125,140, there is no tax-free allowance at all. Okay, so how much can you have in savings before you need to start worrying about breaching the allowance?