Geico has the Lone Star State’s best car insurance, according to our rating. USAA, Mercury and Texas Farm Bureau are also ...

Texas drivers must maintain 30/60/25 liability insurance and carry proof of coverage. As an at-fault state, Texas holds the driver who causes a crash responsible for the resulting damages.

Here is the average car insurance cost in Texas for a variety of driver profiles, according to NerdWallet’s analysis. The average cost of minimum coverage insurance is $999 a year, or about $83 a ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. See ...

Among the most affordable car insurance providers in Texas are State Farm, Allstate, and Mile Auto. Full-coverage car insurance in Texas averages $217 per month. That compares to a national average of ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Car insurance in Texas is cheaper than coverage in many other states. But it can still be a hefty cost for many Texans. In 2026, car insurance in the Lone Star State averaged $150 a month, according ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.