When it comes to your retirement, focus on building a portfolio of diverse investments that have a strong likelihood to grow ...

A 63-year-old may use funds from a Roth IRA to cover a home renovation. A Roth IRA is the best retirement account once your money is sitting in there, so it may be better to seek other funding options ...

A Roth IRA offers unique advantages for growth investing. Since withdrawals in retirement are tax-free, housing aggressive growth investments in a Roth can maximize the benefits of long-term capital ...

Leftover money in a 529 college savings plan can now be transferred penalty-free to a Roth IRA. Experts warn, however, that there are strict regulations and often better alternatives. “These are very ...

If you have a self-directed IRA or 401(k) and want to convert it into a Roth IRA, you may be concerned about your options and taxes. These retirement accounts are taxed in different ways, and you’ll ...

Charles Schwab is one of the best overall IRA providers, with high-quality customer service, no account minimum and low fees. The company offers a large selection of no-transaction-fee funds, gives ...

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

I’m 51 years old and my wife is 46. My taxable investment account: $1.29 million in a total stock index fund. My Roth IRA: ...