When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

If you have a self-directed IRA or 401(k) and want to convert it into a Roth IRA, you may be concerned about your options and taxes. These retirement accounts are taxed in different ways, and you’ll ...

If you've ever inherited a retirement account, you've probably wondered how to use the funds best. Your new account can help jump-start your journey towards financial freedom. Converting some of your ...

Lawmakers are weighing a Roth IRA rollover proposal that could quietly rewrite the rules of how Americans build and manage ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping at least ...

If you’re a woman juggling multiple savings goals and stashing money away for retirement is anything other than your number one financial priority, just stop. From the SIMPLE IRA to the Roth IRA, ...

To grow your Roth IRA savings, you'll need to invest your contributions. You could potentially turn $7,000 into a million-dollar portfolio within a few decades if you follow this strategy. The more ...

This month, the IRS announced the 2025 contribution limits for retirement accounts. The Roth IRA contribution limits remain the same as they were in 2024. However, the income phase-out range for ...

Getting the right tax advice and tips is vital in the complex tax world we live in. The Kiplinger Tax Letter helps you stay right on the money with the latest news and forecasts, with insight from our ...

A Roth IRA is a tax-advantaged container, not a direct investment. Long-term annualized returns matter more than any single year's performance. A diversified portfolio shouldn't rely only on the S&P ...