The Wall Street bank’s model assumes a 5% annual gross savings rate, a pre-retirement portfolio of 60% equities and 40% bonds, a post-retirement portfolio of 40% stocks and 60% bonds, an inflation ...

Trisha told the hosts she had refinanced her car loan to save her money, started a second job, and had $38,000 saved in a ...

Not even half of workers are on track to maintain their current lifestyle in retirement. Retirement preparedness differs by generation—and the results may surprise you.

Nearly two in three (63%) Americans report they are falling short of their retirement savings goals, according to a recent FinanceBuzz survey. With many struggling to set aside money, understanding ...

While Americans’ retirement readiness has improved over the past two decades, thanks almost entirely to expanded access to defined contribution plans, just 42% of Americans are on pace to meet their ...

If all workers had access to a defined contribution plan, retirement readiness would rise to 61%, according to Vanguard analysis. Forty-two percent of Americans are on track to maintain their ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

With more Americans living paycheck to paycheck, retirement security may be slipping further out of reach. According to the 2025 Goldman Sachs “New Economics of Retirement” report, 42% of Gen Z, ...

Living paycheck-to-paycheck is a reality for 42% of surveyed Generation X, Millennial and Generation Z workers. According to the 2025 Goldman Sachs Asset Management Retirement and Survey and Insights ...

Saving for retirement is critical, but it's not something the majority of Americans are doing well. Vanguard just released its annual survey on retirement savings and found that 58% of Americans are ...

These three levers are connected. The longer and the more you save, the better off you will be in retirement. However, the ways you use those levers in retirement are different — your mindset needs to ...

A new study from Fidelity Investments suggests that while a majority of higher education employees are on a solid path toward retirement, notable disparities remain – especially among staff, younger ...