GCash is switching from SMS one-time passwords to in-app OTPs starting today, June 22, 2026. The change strengthens account security and speeds up transactions, following the Bangko Sentral ng ...

They still leave SMS as the account recovery path, and that's where SIM swapping rears its head. The attack moves a victim's phone number to a SIM the attacker controls, so the calls, texts, and ...