According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Life insurance and annuities with long-term care benefits eliminate two key problems of long-term care insurance. Not only do they provide clients with some asset protection if long-term care is ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

As you age, your need for assistance, whether it be at home or in a nursing home or assisted living facility, increases. Given the prevalence of long-term care services being required, it's no ...

Consumers who purchased long-term care insurance policies several years ago have discovered that they did not have any protection from increases in premiums. State insurance departments in charge of ...

The price hikes began in 2007, modest at first, then exploding in size. By last summer, the long-term care insurance plan Steve Krasinski paid $750 a year for in 1994 had ballooned to $6,400. And that ...

Compare Medicaid and long-term care insurance to determine the best coverage for your needs. Understand key differences in ...

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Thinking about getting long-term care insurance can bring up a lot of questions. No one likes to imagine a time when they...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...