Whether you want to change the color of your vinyl siding or it has seen better days, deciding whether to replace it or paint it is one of the most difficult decisions homeowners can be faced with.

Dear James: We live by a pond, and the weather stays humid. I plan to replace some wood siding myself and don’t want nail rust stains. How should I do it this time? — Daryl C. Dear Daryl: Rust stains ...