Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

CD interest rates may have dropped in 2025, but competitive options are still available as we approach the new year.

After the Fed’s second rate cut this year, the best CD rates today are still reaching up to 5.11% APY. Lock in one of the top ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...

Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are still some good offers hanging on, some of which pay 4% and up. (You can see ...

In the unpredictable, inflationary economy of recent years, certificate of deposit (CD) accounts have been a smart and effective way to protect your money. These accounts are FDIC-insured up to ...

It's true the year's peak rates on certificates of deposit are behind us, but the advantages of CDs far outweigh rates alone. Not keen on tying up your money into one long-term CD? Build a CD ladder ...

Certificates of deposit continue to offer some of the most competitive returns available today, with top rates of up to 4.35% APY across various terms. CDs are like a financial safety net: Once you ...

My savings strategy is to maximize earnings while having liquidity. After all, you never know what expenses are around the corner, and the last thing you want is to lock up your money in a long-term ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...