Finding the right lender makes all the difference when you refinance a mortgage. We review the best mortgage refinance companies of 2026.

Embrace Home Loans is an independent mortgage lender that underwrites its own loans. Its mortgage specialists work directly with borrowers throughout the entire loan process. Embrace’s loans are ...

Formerly called Guaranteed Rate, Rate is a 25-year-old business that offers a range of mortgage loan options, including HELOCs. Guaranteed Rate was founded in 2000 by Victor Ciardelli, and the company ...

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