Your credit history affects more aspects of life than you might imagine. You probably know credit card companies and lenders look at your credit report when deciding whether to give you money. But you ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

Maintaining a good credit score is important for financial well-being. A good or excellent credit score can unlock more financial opportunities for you — including access to loans with low interest ...

MADISON, Wis. -- Americans have the highest credit card balance in recorded history. The Federal Reserve Bank of New York has been tracking this data since 1999. As of quarter three last year, they ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kyonntra / Getty Images About half of U.S.

Alice Musyoka is a B2B Content Strategist, Copywriter, and Children’s Author. She’s been writing professionally for over 10 years and has worked with some of the world’s top brands. Her superpower is ...