Forbes contributors publish independent expert analyses and insights. Teresa Ghilarducci Ph.D. is an Economics Professor. Annuities are good for retirees, but America’s workers lost access to ...

It's not too late to set yourself up for a more financially secure future.

The SECURE 2.0 Act helped pave the way for employers to offer workers annuities in their retirement plans. Most recently, Vanguard began offering employees regular payouts within 401(k) plans. An ...

When a plan administrator selects an insurer to provide annuities for a retirement plan subject to ERISA, it is engaging in a fiduciary act that must be conducted prudently. Mistakes in this process ...

On this episode of The Long View, Mike Moran, managing director and pension strategist for Goldman Sachs, discusses how 401(k) plans can improve retirement savings and retirement readiness. Amy Arnott ...

As Michael Corleone said in the very underrated “The Godfather Part III”, “Just when I want to get out, they keep bringing me back in.” Since 401(k) plans are not subject to the joint and survivor ...

There is actually such a thing as contributing too much.

There’s a window of opportunity for financial advisors to build business: They can use annuities available in 401k plans to help workers with their post-retirement income. The Pension Protection Act ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And, thanks to today's higher interest rate environment, the timing ...

The post-2022 rebound in interest rates has reshaped the US life insurance industry in ways that show little sign of ...

Learn how actuarial gains and losses impact pension plans, affecting financial projections and company obligations.