When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

Here’s how converting your traditional retirement account to a Roth IRA can boost your nest egg — but avoid these costly ...

With tax rates still low and retirement planning shifting rapidly, financial experts say converting to a Roth IRA now could ...

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

A Roth IRA conversion is one of the most powerful moves a retirement saver can make, offering the promise of tax-free growth ...

A 401(k) rollover to a new employer’s plan offers simplicity and tax-deferred growth, ideal for those with strong plan options. Converting a 401(k) to a Roth IRA provides tax-free withdrawals and ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can withdraw them penalty-free, if you are under age 59 1/2 at the time you want to ...

There are two 5-year rules: One for contributions and the other for conversions. A subset of rules exists, based on your age. It’s important to know which qualified expenses allow you to withdraw ...

Share on Twitter Share by Email Share Back to top Beginning January 1, 2026, age 50+ catch‑up contributions for “high‑paid participants” of ...