If you’ve been saving for retirement, you’ve probably wondered: when can I actually take money out of my 401(k) without paying penalties? The IRS has very specific 401(k) withdrawal rules, and ...

So, you’ve done a good job of saving for retirement and have a nice balance in your retirement account. Then a problem comes ...

Although you're on the hook for RMDs once you turn 73, there's an exception for people who are still working at that point.

Hardship withdrawals have more than doubled in recent years, jumping from 2% in 2018 to 5% in 2024, as workers turn to their 401 (k)s for immediate financial needs, Fidelity Investments said. The 5% ...

401 (k)s are tax-advantaged retirement plans, and they're subject to IRS rules about when you can take money out of your ...

Now, new data shared exclusively with Inc. by the 401(k) provider Human Interest—a 2021 Inc. 5000 honoree that Fast Company named one of the most innovative companies in finance earlier this year—adds ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, ...