Ethereum and Bitcoin are currently the only two cryptocurrencies with spot crypto ETFs. That is a key selling point with institutional investors, who are using these ETFs as a way to get exposure to the crypto market.

One year ago, XRP (CRYPTO: XRP) traded near $0.55. Today it hovers around $2.94, a roughly 500% jump that leaves early buyers feeling like geniuses and latecomers trying to fight against their fear of missing out (FOMO).